Note: This course has been canceled. We apologize for any inconvenience that this may have caused.

Foreclosures, declining property values, persistent high unemployment rates, backlogged courts, and scrutiny from state and federal regulators concerning the proprietary of lenders foreclosure paperwork suggests that there is no immediate end insight to the foreclosure crisis.

In this seminar you will learn the latest developments in all facets of the foreclosure process so that you can assist your clients in avoiding foreclosure, defending foreclosure, and/or seek alternatives to foreclosure.

Whether you practice in a judicial or non-judicial foreclosure state, the endgame is the same: keep your client in their home by successfully defending a foreclosure and/or helping them achieve a loan modification; alternatively you can seek to achieve a graceful exit for your client via a short sale or deed in lieu.

By attending this seminar you will have a full understanding and arsenal in which to skillfully steer your client through the foreclosure maze.

The following Key topics will be discussed:

• Latest statistics on the foreclosure debacle and the emerging profile of a foreclosure candidate;
• Why Lenders are resistant to loan modifications and why politicians just don’t get it;
• Mortgage Securitization issues that affect a Lender’s standing to pursue foreclosure;
• Current developments on federal programs and agreements with lenders to assist homeowners keep their home and avoid foreclosure;
• Cutting edge litigation strategies to properly defend a foreclosure action from start to finish;
• Overview of Federal lending laws and emerging foreclosure case law;
• Alternatives to foreclosure;
• An overview of the interrelationship between bankruptcy and foreclosure; and,
• Ethical considerations and effective communication with your client.

Attorney John Bowles

 

Bowles Fernández Law L.L.C. - Portland, OR

 

Practice Areas 
Mr. Bowles' practice focuses on homeowner foreclosure and eviction defense.

 

John Bowles has over 15 years of litigation experience in areas of real estate, landlord/tenant disputes, business litigation, taxation, and banking. John's extensive knowledge of lending and banking practices provides him a deep understanding of the complex legal issues involved in defending foreclosures in Oregon. John is persistent in the courtroom and steadfast in settlement negotiations. Most importantly, John always takes the time to clearly communicate with his clients.

 

Before starting Bowles Fernández, John was the vice president of special assets in the workouts section of a Section 42 tax credit syndicator. Previously, John devoted a substantial amount of his career to tenants who were unable to afford legal representation.

 

A native Oregonian, John served in the 3rd Battalion, 7th Marine Regiment of the United States Marine Corps. He attended the University of Oregon after his honorable discharge in 1984. During his studies at UofO, John took part in Foreign Exchange Language Programs in Beijing and Fuzhou, China. 

 

During law school, John focused on real property, international trade, business transactions, and foreign joint ventures. After law school, he worked as a litigation attorney on the island of Guam advising the Board of Directors for the Guam Housing Authority before returning to the U.S. to begin his real estate practice.

 

John is happily married with 3 children, is an active leader in the community, and speaks Mandarin Chinese fluently.

 

Other Professional Experience 
Vice President of Special Assets - PNC Multi-Family Capital; 
Acquisition Manager - Homestead Capital