01:00 – 01:30

Registration

01:30 – 02:00

State-Specific Foreclosure Laws

• Judicial vs. Non-Judicial States
• Addressing Strategic Default (Is There Equity? Can the Client Afford the House? Household Budget)

02:00 – 02:30

Chapter 13 Bankruptcy

• Essentials of the Stay (When to File, When is it Too Late, Does it Exist for This Client?)
• Ascertaining Client Objectives

02:30 – 03:00

Curing Defaults in a Chapter 13 Plan

• Right to cure under §1322(c)
• Plan treatment of mortgages in Chapter 13

03:00 – 03:45

Lien Stripping

• Statutory and case law basis
• Planning considerations
• Execution
• Potential issues
• Post Plan completion and Discharge

03:45 – 04:00

Break

04:00 – 05:00

Structuring the Chapter 13 Plan

• Use the right form
• Completing the Local Plan Form
• Secured
• Priority
• Unsecured
• Separately Classifying Creditors such as Student Loans
• Other Provisions - Trustee required provisions and additional language that should be used