Foreclosures, declining property values, persistent high unemployment rates, backlogged courts, and scrutiny from state and federal regulators concerning the proprietary of lenders foreclosure paperwork suggests that there is no immediate end in sight to the foreclosure crisis.

Almost universally, economists predict that a massive second wave of foreclosures is on its way as lenders ramp-up their foreclosure filings. In this seminar you will learn the latest developments in all facets of the foreclosure process so that you can assist your clients in avoiding foreclosure, defending foreclosure, and/or seek alternatives to foreclosure.

Whether you practice in a judicial or non judicial foreclosure state, the endgame is the same: keep your client in their home by successfully defending a foreclosure and/or helping them achieve a loan modification; alternatively you can seek to achieve a graceful exit for your client via a short sale, deed in lieu, or in some instances discuss with them the bankruptcy alternative.

By attending this seminar you will have a full understanding and arsenal in which to skillfully steer your client through the foreclosure maze.

The following Key topics will be discussed:

• Latest statistics on the foreclosure debacle and the emerging profile of a foreclosure candidate;
• Why Lenders are resistant to loan modifications and why politicians just don’t get it;
• Mortgage Securitization issues that affect a Lender’s standing to pursue foreclosure;
• Current developments on federal programs and agreements with lenders to assist homeowners keep their home and avoid foreclosure;
• Cutting edge litigation strategies to properly defend a foreclosure action from start to finish;
• Overview of Federal lending laws and emerging foreclosure case law;
• Alternatives to foreclosure;
• An overview of the interrelationship between bankruptcy and foreclosure; and,
• Ethical considerations and effective communication with your client.