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Continuing Legal Education
Live CLE | The Essentials of Foreclosure Defense
Foreclosures, declining property values, persistent high unemployment rates, backlogged courts, and scrutiny from state and federal regulators concerning the proprietary of lenders foreclosure paperwork suggests that there is no immediate end in sight to the foreclosure crisis.
Almost universally, economists predict that a massive second wave of foreclosures is on its way as lenders ramp-up their foreclosure filings. In this seminar you will learn the latest developments in all facets of the foreclosure process so that you can assist your clients in avoiding foreclosure, defending foreclosure, and/or seek alternatives to foreclosure.
Whether you practice in a judicial or non judicial foreclosure state, the endgame is the same: keep your client in their home by successfully defending a foreclosure and/or helping them achieve a loan modification; alternatively you can seek to achieve a graceful exit for your client via a short sale, deed in lieu, or in some instances discuss with them the bankruptcy alternative.
By attending this seminar you will have a full understanding and arsenal in which to skillfully steer your client through the foreclosure maze.
The following Key topics will be discussed:
- Latest statistics on the foreclosure debacle and the emerging profile of a foreclosure candidate;
- Why Lenders are resistant to loan modifications and why politicians just don't get it;
- Mortgage Securitization issues that affect a Lender's standing to pursue foreclosure;
- Current developments on federal programs and agreements with lenders to assist homeowners keep their home and avoid foreclosure;
- Cutting edge litigation strategies to properly defend a foreclosure action from start to finish;
- Overview of Federal lending laws and emerging foreclosure case law;
- Alternatives to foreclosure;
- An overview of the interrelationship between bankruptcy and foreclosure; and,
- Ethical considerations and effective communication with your client.
08:30 – 09:00 |
Registration |
09:00 – 09:25 |
Mortgage Securitization Issues |
• Understanding the Securitization Process, the Parties and Key Terms |
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09:25 – 09:50 |
Understanding Basic Substantive Law |
• Federal Lending laws and impact on foreclosure |
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09:50 – 10:05 |
Break |
10:05 – 10:15 |
Client Relations |
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•Objectives, Expectations and Fee Arrangements |
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10:15 – 11:00 |
Judicial vs. Non-Judicial Foreclosures |
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• Standard Complaints |
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11:00 – 11:30 |
Loan Modification/Short Sales/Deed in Lieu/Tax Issues |
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11:30 – 12:30 |
Ethical Considerations |
CLE Course Speakers: |
Troy Doucet |
Attorney Troy Doucet
Law Offices of Troy Doucet – Columbus, OH
Troy Doucet is a Columbus, Ohio consumer litigation and foreclosure defense attorney who represents consumers and borrowers facing foreclosure in the greater Columbus, Ohio area.
Troy Doucet's years of work in the mortgage industry, including his ownership a mortgage firm in Columbus, Ohio, provides him a unique and comprehensive understanding of consumer law, mortgage products, the mortgage sales process, foreclosure, and financial regulation.
He published a 440 page book about litigating foreclosure cases in 2008, titled, 23 Legal Defenses to Foreclosure: How to Beat the Bank, and then published an integrated copy of Regulation Z in 2009, titled Regulation Z of the Truth in Lending Act: 12 C.F.R. Part 226.
Troy Doucet graduated magna cum laude from Capital University Law School in Columbus, Ohio. He earned the top grades in Real Estate Finance Law and Legal Drafting Practicum (Contracts). Troy Doucet contributed the most pro-bono volunteer hours of his graduating class (292 hours), primarily working with The Legal Aid Society of Columbus Ohio's foreclosure defense section, and he completed an externship with a federal judge at the District Court for the Southern District of Ohio. Troy Doucet has assisted attorneys nationwide in their efforts to fight foreclosure, including providing comprehensive mortgage foreclosure audits for attorneys since 2008.
Prior to law school, Troy Doucet owned a mortgage firm, fighting tirelessly to save homeowners money. In 2004, Broker magazine featured him as its cover story when he proposed the mortgage industry eliminate junk fees from all mortgages. Columbus Business First ran a similar article on his efforts. Troy Doucet eliminated all junk fees from his company's loans early on, and grew the firm quickly. However, that endeavor ultimately caused him to defend foreclosure himself, and forced him to file for Chapter 7 bankruptcy protection in 2005. That experience taught Mr. Doucet much about what banks and lenders are willing to do when foreclosing on a borrower's home. It solidified his interest in protecting consumers and fighting for their interests.
Troy Doucet is the chairperson of the New Lawyers Committee of the Central Ohio Association for Justice, and is a member of the American Bar Association, Ohio State Bar Association, Columbus Bar Association, Federal Bar Association, and the American Association for Justice. He is licensed to practice law in all Ohio state courts and The United States District Courts for the Northern and Southern Districts of Ohio.
Troy Doucet has appeared twice on CNN's Houston radio affiliate, CNN650, discussing foreclosure and debt collection law. He held a foreclosure audit training seminar in Washington, D.C. for a team of attorneys, and regularly communicates with foreclosure defense attorneys nationwide who practice in foreclosure defense.
Live CLE • The Essentials of Foreclosure Defense
January 19, 2012 • Columbus,OH
Credits:
OH Cle credits: 2.25 Hours
OH Cle ethics credit: 1 Hour
Total OH Cle credits: 3.25 Hours
This course has been submitted for approval to the Supreme Court of Ohio Commission on Continuing Legal Education-final approval pending.
Location:
The Westin Columbus
310 South High Street
Columbus, OH 43215
Time:
Start 09:00 AM – Finish 12:30 PM
Tuition:
$200 First Registrant
Add Associate $150 dollars*
Add Paralegal $150 dollars*
$125 Young Lawyers - Under 4 years acceptance to the Bar.**
*Young Lawyers with under 4 years acceptance to the Bar may use the coupon code YL75 to receive the $75 discount when checking out.
**Discounts can not be combined.
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